One thing we always advise our clients on, is to focus on payment, not price. Many of our clients say " We want to stay under $400,000". But if the purchase price is largely irrelevant. Why? Because if you're financing the purchase, you will do so over a 30 year term. Yet, the average homeowner will sell in the 7-10 years. So, you will never actually pay the full amount. Instead, the monthly amount needs to fit into your budget. If it does, that's what matters.